Dave Ramsey Tips

Nov. 10, 2021

Baby Steps to Financial Freedom

DO YOU EVER THINK "I NEED TO GET OUT OF DEBT"  "IT IS DRIVING ME CRAZY" 

 

The Ramsey Team has put together a list of Baby Step that if you concentrate on them and complete them You can be Debt Free in no time.   Do One ...

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Sept. 19, 2021

Ramsey 12 Lies That Keep you in Debt

Debt—it’s as normal as waking up in the morning and brushing your teeth. But just because debt is “normal” doesn’t mean it’s good for you. We have a fun little saying around here when it comes to debt: Debt is dumb. It really is.

Debt robs your present and steals ...

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Posted in Dave Ramsey Tips
Aug. 3, 2021

15 Home Buying Mistakes

Dave Ramsey has great tips to help you no go into debt which helps you in the future.

Here are 15 Home Buying Mistakes you do not want to do-

Mistake #1: Buying a House When You Have Debt

Mistake #2: Buying a House You Can’t Afford

Mistake #3: Not ...

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Posted in Dave Ramsey Tips
Jan. 21, 2021

Ramsey Home Inspections

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Home Inspection and Appraisal

You’ve locked down a deal on your home. Great work! But don’t get so gung-ho about moving in that you seal the deal without knowing the house has a nasty problem or two. Big mistake! That’d be like taking a bite out of a juicy apple ...

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Jan. 21, 2021

Ramsey Making an Offer

Making an Offer and Negotiating Price

Okay, now you’re getting really close to the finish line. You’re probably exhausted after weeks of driving to open houses and repeatedly scrolling through every real estate app known to man.

But all that searching has finally paid off because you feel like you’ve ...

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Posted in Dave Ramsey Tips
Jan. 21, 2021

Ramsey House Hunting Tips

House-Hunting Tips

Now that you’ve got an experienced real estate agent on your side, you’re finally ready to start house hunting with confidence!

 

Create a Must-Have List

Before you dive into your search, create a list of must-have home features. For example, maybe your deal-breakers are homes that don’t ...

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Posted in Dave Ramsey Tips
Jan. 21, 2021

Ramsey's real estate agent

 

Finding a Real Estate Agent

You set your max budget, saved up your down payment, and even got preapproved for a mortgage. What a rock star!

Now it’s time to find a home. Right?

Hold up! You’re about to enter the real estate realm. There’s no telling how many ...

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Posted in Dave Ramsey Tips
Jan. 21, 2021

Ramsey's What Mortgage do you need?

Choosing the Right Mortgage

Look at you go! You’re on your way to buying your first freakin’ house! Now it’s time to get serious. If you’re going the mortgage route, you need something to show home sellers just how serious you are: a preapproval letter.

 

What’s a Preapproval Letter ...

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Posted in Dave Ramsey Tips
Jan. 21, 2021

Ramsey's plan for saving for down payment

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Saving for a Down Payment

Now you’re ready to hit the ground running toward saving for a down payment. Even though some people believe in a myth that it’s impossible to buy a house with 100% cash, we want you to know it is possible and that people do ...

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Posted in Dave Ramsey Tips